Diplomat International Travel Insurance

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: .

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is a quick comparison of the plans you selected to compare. The quick comparison is comprised of coverages considered important and popular by our customers. You can use the quick comparison to easily narrow your plan search to plans deemed suitable for your needs.

This information should be used as a guide only, you should not make decisions solely using this information. If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is an overview of the benefits included in this plan and is provided to you as an aid to help you familiarize yourself with the benefits. This information is a high-level overview of the given plans coverages. Please use this information as a guide only and do not make any decisions solely based on this information.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

Diplomat International
Comprehensive
自付额后,保险支付100% 至最高保额。

Medical - Outpatient

Medical - Other Treatment And Services

美国公民52周,非美国公民26周
与其它符合要求的医疗费用相同
至最高保额
-
可选
至最高保额
-
-
住院: 至最高保额。 门诊: 每次 $50,最多10次。 必须事先有医嘱。
None
None
意外复发: 64岁及以下$20,000; 65岁以上 $2,500。仅限美国公民。
-
包括

Life

$25,000。18岁以上可选附加至 $100,000。
$25,000

Other

包括
可选-附加:50,000;增加保障:$10,000
每天$100,最多10天;仅限美国公民。
-
$50,000
-
包括

Plan Features

保险生效前, 全额退款并减去$25 取消费用。 保险生效后, 无退款。
最少5天至最多365天
$0
$0
政乱转移: $50,000 自然灾害转移: $50,000
电子邮件
每个保单期间
$0 Up to 119
$50 Up to 119
$100 Up to 119
$250 Up to 119
$500 Up to 119
$1,000 Up to 119
$2,500 Up to 119
$5,000 Up to 119
终身最高保额
$20,000 80-119
$50,000 Up to 79
$100,000 Up to 79
$250,000 Up to 69
$500,000 Up to 69
$1,000,000 Up to 69
Global Underwriters
HDI Global Specialty SE

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  • Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
  • Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).